Compare warranty options from different HVAC companies
In 2026, HVAC warranties in Philadelphia generally fall into three distinct categories: manufacturer, contractor-labor, and independent home service plans
In 2026, HVAC warranties in Philadelphia generally fall into three distinct categories: manufacturer, contractor-labor, and independent home service plans. Understanding the differences is critical, as many manufacturers have recently tightened “maintenance compliance” standards, requiring documented proof of annual professional service to keep warranties valid.
1. Manufacturer Equipment Warranties
These cover the physical parts of your system against defects but almost never cover the cost of labor.
- Standard Terms: Most major brands (Trane, Lennox, Carrier) offer a 5-year base warranty that typically extends to 10 years if the product is registered within a specific timeframe (often 60 days) after installation.
- Premium Options: Brands like Daikin and Goodman are currently recognized for some of the most extensive part-replacement terms on the market.
2. Contractor-Labor Warranties
These are provided by the local Philadelphia company that installs your unit. They fill the gap left by manufacturers by covering the “trip charges” and hourly labor for repairs
3. Home Service & Warranty Plans
In Philadelphia, these are often separate annual contracts that cover aging systems not protected by original manufacturer warranties.
| Provider | 2026 Monthly Cost | Best For | HVAC-Specific Benefits |
|---|---|---|---|
| American Home Shield | $29.99+ | Older Homes | Covers rust, corrosion, and pre-existing conditions; $5,000 HVAC limit. |
| Liberty Home Guard | $49.99+ | Quick Service | Ranked #1 for response time in Philly; offers customizable add-ons. |
| Constellation | Varies | $0 Deductibles | Local utility-affiliated plan with $0 trip charges and unlimited service calls. |
| Regency Total | $39.99+ | Overall Value | Philadelphia-specific guide favorite for balancing cost and claim speed. |
Important Comparison Tips for 2026
- Registration is Mandatory: Failing to register a new system online can shorten a 10-year warranty to 5 years instantly.
- Document Your Maintenance: Manufacturers like Trane and Mitsubishi now require “Evidence of Service” (professional receipts) to honor part replacements in 2026.
- Labor Gaps: Be aware that a “10-year warranty” from a manufacturer will still cost you $200–$600 in labor fees per repair visit if you do not have a corresponding labor warranty from your Philadelphia HVAC contractor.
This explains the differences between manufacturer and labor warranties, and how manufacturer policies are changing in 2026:
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