Don’t Miss End-of-Summer HVAC Rebates in Philadelphia

The end of summer may be one of the best times to replace an aging air conditioner or upgrade to a high-efficiency heat pump. Philadelphia-area homeowners can currently save through the 2026 EAP Fall HVAC Rebate Program, and qualifying PECO customers may be able to add a separate utility rebate.

The catch is simple: these savings will not remain available indefinitely. The EAP program has firm deadlines, qualifying equipment requirements, and a limited list of participating brands. If your AC struggled through another humid Philly summer—or you want a more efficient way to heat your home before winter—now is the time to review your options.

How Much Can You Save With the 2026 EAP HVAC Rebate?

The Electrical Association of Philadelphia, commonly called EAP, offers instant rebates on complete, qualifying high-efficiency HVAC systems installed through a participating contractor. Depending on the system and efficiency rating, homeowners can save $200 to $1,650.

Heat Pump Rebates

• Tier 1: $500 — 15.2+ SEER2, 11.0 EER2 and 7.8 HSPF2
• Tier 2: $1,000 — 16.0+ SEER2, 11.0 EER2 and 7.8 HSPF2
• Tier 3: $1,400 — 18.0+ SEER2, 11.0 EER2 and 7.8 HSPF2
• Additional $250 for a qualifying dual-fuel or hybrid heat pump installation

A dual-fuel system combines an electric heat pump with a furnace, allowing the system to use the most practical heating source as outdoor temperatures change. To receive the additional $250, the complete outdoor unit, indoor coil, and furnace must be installed and the heat pump must meet the minimum rebate efficiency requirements.

Central Air Conditioning Rebates

• Tier 1: $500 — 15.2+ SEER2 and 12.0 EER2
• Tier 2: $900 — 16.5+ SEER2 and 12.0 EER2
• Tier 3: $1,200 — 18.0+ SEER2 and 12.0 EER2

For a central AC rebate, the installation must include the outdoor unit, indoor fan-bearing unit or furnace, and indoor coil. Replacing only one component does not qualify.

Ductless Mini-Split Heat Pump Rebates

• $250 for a qualifying single-zone system
• $200 per zone for a qualifying multi-zone system

Qualifying mini-splits must meet 17.0 SEER2, 12.0 EER2, and 8.5 HSPF2. Both the outdoor unit and the indoor unit or units must be installed. Add-on coils and incomplete systems are not eligible.

The EAP Fall Rebate Deadlines Matter

The 2026 fall program is already open, but every step must be completed on time:

• The customer contract must be signed between August 3 and November 13, 2026.
• The qualifying system must be installed by November 27, 2026.
• EAP must receive the completed claim by December 4, 2026.

Waiting until the first cold night to start shopping could leave too little time to select qualifying equipment, schedule the installation, and complete the rebate paperwork. Equipment availability can also tighten as the heating season approaches.

Can EAP and PECO HVAC Rebates Be Combined?

Yes, an eligible EAP rebate may be combined with a qualifying PECO heating and cooling rebate. The programs are separate, so the equipment must meet the requirements of each offer.

The EAP savings appear as an instant discount on the contractor’s invoice. A PECO rebate generally requires a separate application and proof that the customer, equipment, and installation qualify under PECO’s current terms. PECO rebate amounts and requirements can change, so eligibility should be confirmed before equipment is ordered.

One important limitation: EAP states that its rebate cannot be combined with a manufacturer rebate or manufacturer discount. That makes it important to compare the available offers instead of assuming every promotion can be stacked together.

Are Federal HVAC Tax Credits Still Available in 2026?

No federal Energy Efficient Home Improvement Credit is available for residential HVAC equipment placed in service in 2026. The federal Section 25C credit previously offered up to $2,000 for qualifying heat pumps and up to $600 per qualifying central AC, furnace, or boiler, but the IRS states that the credit ended for property placed in service after December 31, 2025.

Homeowners who completed a qualifying installation in 2025 may still be able to claim the credit on their 2025 federal tax return if they meet all IRS requirements. HVAC Philly does not provide tax advice, so homeowners should consult a qualified tax professional about an individual tax situation.

The good news for a 2026 installation is that the active EAP rebate—and a PECO rebate where applicable—can still reduce the upfront cost without relying on an expired federal tax credit.

Why the End of Summer Is a Smart Time to Upgrade

There is a practical advantage to planning an HVAC replacement before fall gets busy. You have time to compare systems, verify efficiency ratings, and choose equipment based on your home rather than making a rushed decision after a breakdown.

A new high-efficiency system may also help with problems that became obvious over the summer, including:

• An AC that ran constantly but never made upstairs bedrooms comfortable
• Rising electric bills from an older, inefficient system
• Frequent repairs or refrigerant leaks
• Uneven temperatures in a Philadelphia rowhome or older suburban house
• A furnace and air conditioner that are both nearing the end of their service lives
• A need for heating and cooling in an addition, finished attic, or room without ductwork

For some homes, a heat pump can provide efficient cooling and heating from one system. Others may be better suited to central AC, a dual-fuel heat pump, or ductless mini-splits. The right answer depends on the home, existing ductwork, electrical service, comfort concerns, and budget.

How to Claim an EAP Rebate Through HVAC Philly

The process is straightforward:

1. Schedule an in-home system evaluation with HVAC Philly.
2. We review your home’s heating and cooling needs and identify qualifying equipment options.
3. Select an eligible complete system from a participating brand.
4. Sign the contract within the EAP program window.
5. HVAC Philly applies the eligible EAP rebate directly to your invoice.
6. Complete the installation by the program deadline and submit any separate PECO rebate application that applies.

Not every high-efficiency system qualifies, and the highest rebate is not automatically the best equipment choice for every home. We will explain the efficiency ratings, available savings, and installed cost clearly so you can compare the real numbers without the technical runaround.

Don’t Let the Rebate Window Close

If your air conditioner barely made it through summer, waiting for a complete breakdown may cost you the opportunity to use the fall rebate. The EAP contract deadline is November 13, 2026, and installations must be completed by November 27, 2026.

Call 215.725.6111 or book an appointment with HVAC Philly to check your home, review qualifying systems, and find out which EAP and PECO rebates may apply. We provide HVAC installation throughout Philadelphia, Bucks County, Montgomery County, and Delaware County.

Frequently Asked Questions About 2026 HVAC Rebates

Is the EAP rebate mailed to the homeowner?

No. The qualifying rebate is applied as an instant discount on the invoice by a participating contractor. The homeowner does not wait for an EAP reimbursement check.

Can I receive a rebate for replacing only an indoor coil?

No. EAP rebates apply to qualifying complete-system installations. Add-on coils alone and incomplete systems are not eligible.

Can I buy the equipment myself and receive the EAP rebate?

No. Retail equipment purchases do not qualify. The equipment must be purchased and installed through an EAP-participating contractor.

Can EAP and PECO rebates be used together?

They may be combined when the customer, equipment, and installation meet both programs’ requirements. The EAP and PECO application processes are separate.

Is there a federal heat pump tax credit for a 2026 installation?

No. According to the IRS, the Section 25C Energy Efficient Home Improvement Credit is not allowed for property placed in service after December 31, 2025.